March 8, 2024 | By Marketing | USA Visa | EB-5 USA visa- Get your permanent green card and your investment back in 5 years A US green card is a dream for many people in the world. After obtaining a green card, they can acquire a US permanent residency that lets them live and work in the US for a lifetime. Obtaining a green card opens up numerous opportunities for employment, education, and a better quality of life. Although obtaining a US green card might be a time-consuming process, there are other alternative options available that lead to a significantly smaller path to becoming a permanent resident of the United States. EB-5 USA visa is one such path to obtain permanent residency in this country. If you want to know the EB-5 visa process, you must read this article. The article will provide you with an in-depth guide to getting this visa. In addition, we will provide helpful information about getting this visa. EB5 Investor Visa USA – overview The EB-5 (employment-based 5th preferences) Investor visa was created in 1990 to let qualifying international investors become legal permanent residents of the country. Simply, you may secure a green card by investing in the USA. With this visa, the spouse and unmarried children may also obtain a green card. The visa program was initiated by the US Congress. However, the United States Citizenship and Immigration Services (USCIS) currently runs the visa program. The primary goal for introducing this program was to expedite increased investment in the US economy. To obtain this visa, you must invest at least $800,000 in the targeted economic area to finance a company that employs a minimum of ten American workers. However, you have the freedom to select whether you want to invest individually or work via a broader investor pool through the regional center (RC). These centers are federally approved parties that help foreign investors connect with people who want funding to start a business. The Benefits of an EB-5 Visa As mentioned above, the EB-5 visa will allow you to live in the United States of America. Apart from this benefit, you can enjoy several benefits by getting this visa. Below is the list of top benefits you can enjoy with this visa: – You are free to live and work anywhere in the United States. – As an approved EB-5 visa holder, you don’t want to work for a sponsor company. It means that you are free to work in any lawful capacity. – You can work in the US without applying for special work authorization. – The EB-5 visa is an immigrant visa category. Therefore, you may get your green card which will be on the path to US citizenship. – As an EB-5 investor, your spouse and children within the age of 21 years old may also qualify to get their green cards. – Your children will get access to a US education. EB-5 Visa Investment Options The EB-5 Visa is a Citizenship-by-investment program. Therefore, you must make a significant investment to get this visa. The following is the list of investment options for this visa: – Investment in a Targeted Employment Area (TEA): You should make a minimum investment of $800,000 in a rural area or an area with high unemployment rates, in a government-approved program. These areas are also known as Targeted Employment Area (TEA). In addition, you must create ten full-time jobs for US citizens within two years. – Direct investment outside the Targeted Employment Area (TEA): You may invest in another business or enterprise or develop your own company in the United States of America. To opt for this investment option, you must make a minimum investment of $1.05 million in a qualifying commercial enterprise. However, you must make sure the investment meets the USCIS requirements. Requirements for EB-5 Visa Investment There are a few requirements you must meet to get an EB-5 visa for yourself. Let us look at the list of requirements to get this visa: – The enterprise or business you invest in must be a “for-profit” new commercial enterprise or business that was established after 1990. – The money you invest must be considered “at-risk”. It demonstrates that there is no guarantee of capital return. – You must meet the minimum capital amount. Either USD 800,000 in a TEA or $1.05 million outside TEAs – The investor must develop at least ten new full-time jobs for at least two years. If you cannot prove immediately that the investment has created the job positions, you must prove that the need for at least ten new full-time employees will arise. – The amount you invest must have been obtained legally. – The investment must be approved through the USCIS Documents Required for EB-5 Visa Application With the visa application, you must submit a few documents for visa approval. Therefore, you must gather these documents. The following is the list of required documents for this visa: – Documents of household registration – Proof of previous applications for immigration – Proof of the source of the investment amount – Detailed business plan – Documentation of any sources of capital – Approved I-526 petition proving that the investment procedure is initiated. – Valid passport – Copies of passports – Organisational documents and partnership agreement – Title or Position statement and duty descriptions – Criminal record – Business ownership documents – Business License – Bank Statements and Tax Returns (previous five years) What is the Process of Obtaining an EB-5 Visa? Indeed, the USA EB-5 visa may help you to reach a US green card. However, you must follow some steps to get this visa. Let us take a look at the steps to get this visa: You should apply to the USCIS using Form I-526. USCIS will review the application and send it to the National Visa Centre (NVC). NVC will contact you to ask you to submit the visa fees and required documents. You should apply for an immigrant visa and visit the US embassy. The NVC will guide you about the interview location and time. If everything goes fine, you will receive the EB-5 visa. After 21 months, you should file an I-829 form and apply for permanent residency. After five years of legal residency, you will become eligible for US citizenship. What is the expected ROI on EB-5 visa investment? Investors often inquire about the potential ROI they can expect from their EB-5 investment. However, EB-5 offerings do not offer the same ROI, as a general investment due to certain considerations unique to the EB-5 program. Recently, these investments have given ROIs ranging from 0.25% to 8% per annum. However, it is crucial to understand that these returns are certain of the investment available. In addition, it can vary depending on the individual project’s characteristics. When can you expect your EB-5 visa investment back? The exact timing and data of when investors may expect to obtain their EB-5 funds back depends on several factors. It is essential for investors to know the nature of their investment and the terms outlined in the operating agreements. Initially, it is essential to understand that you are making an equity investment in the New Commercial Enterprises (NCE), which then provides a loan to the Job Creating Entity (JCE). Therefore, the return on investment depends on the JCE repaying the loan and the NCE being liquidated by the Manager. To find the exact date or timing of the loan repayment by the JCE, investors should thoroughly review the terms of the loans. This includes finding the exact date when the loan begins, the timeline for repayment, and any provision for possible extensions. By understanding these factors, investors can estimate when they can receive their investment back from the JCE. How can Flyingcolour Relocation Services help you? The EB-5 process involves numerous complex steps, each step of which needs several documents. It is crucial to follow these steps in an effective manner. Flyingcolour Relocation Services can help you to follow these steps effectively. In addition, we can guide you through the complete process of obtaining an EB-5 visa. To learn more about the Get a Green Card through an EB-5 USA Visa, book a free consultation with one of Flyingcolour team advisors, simply call +971 50 5585305 or send WhatsApp messages to +971 4 4542366. you can also drop an email to info (at) flyingcolour (dot) com. This article was published on 08-03-2024. The information provided in the article is based on the policies and rules applicable at the time of writing it. Talk to one of our consultants for any recent updates or changes.